Church giving continues to evolve with technology. In 2025, approximately 80 percent of church donations were made via credit and debit cards. Beyond traditional card payments, a growing number of donors now use mobile wallets such as Apple Pay and Google Pay, bank transfers like ACH, and even more unconventional options such as cryptocurrency and stock donations.

These modern payment preferences not only increase convenience for donors but also strengthen church fundraising strategies. Platforms like Giveable help churches manage these methods effectively, reducing administrative challenges while increasing donor engagement and overall contributions.

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The Rise of Digital Payment Methods

The shift from cash and checks to digital payments is clear. Donors appreciate the convenience, security, and speed of using cards, mobile wallets, and bank transfers. For churches, adopting these methods also has financial benefits. ACH and other bank transfers often carry lower processing fees compared to traditional card transactions.

This digital transition supports:

1. Higher participation rates: Donors are more likely to give when it is easy and familiar.
2. Recurring donations: Digital platforms make automatic, recurring contributions seamless.
3. Efficient record keeping: Transactions are automatically tracked, simplifying reporting and transparency.

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Expanding Giving Options: Cryptocurrency and Stocks

Some forward-thinking churches are accepting cryptocurrency and stock donations. While less common, these methods appeal to tech-savvy donors and those seeking to give significant assets. Advantages include:

• Tax benefits: Donors may receive capital gains tax advantages when giving appreciated assets.
• Global accessibility: Cryptocurrency enables contributions from donors worldwide.
• Potential for large gifts: Stock donations can translate to significant funding for missions or capital projects.

By embracing these options, churches demonstrate adaptability and inclusivity while expanding fundraising potential.

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How Giveable Enhances Modern Giving Methods

Managing multiple payment options can be complex, but Giveable simplifies the process. Beyond collecting donations, it empowers churches to create strategic fundraising programs.

Key Benefits of Giveable

• Supports multiple payment methods: Credit/debit cards, ACH, mobile wallets, cryptocurrency, and stocks.
• Recurring giving options: Encourages steady support, reducing reliance on one-time gifts.
• Campaign management tools: Enables churches to create specific fundraising campaigns tied to mission priorities.
• Real-time reporting and transparency: Shows donors how contributions impact church programs, fostering trust.
• Donor engagement features: Keeps contributors connected to church initiatives through updates and acknowledgments.

By integrating diverse payment methods with strategic fundraising, Giveable helps churches increase both revenue and donor loyalty.

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Examples of Churches Using Modern Payment Methods

1. A mid-sized urban church launched mobile wallet giving through Giveable. Within three months, mobile contributions increased by 25 percent, supporting youth and outreach programs.
2. A suburban church offered ACH bank transfer options. By lowering processing fees, the church retained more funds, increasing the impact of every gift.
3. A mission-focused church began accepting cryptocurrency donations for international aid. Using Giveable’s reporting features, they tracked contributions and shared impact updates with donors worldwide, increasing engagement and repeat gifts.
4. A historic congregation encouraged stock donations for a capital campaign. Large gifts from stock transfers allowed the church to complete a building project ahead of schedule.

These examples illustrate that offering multiple modern giving methods can attract new donors, increase contributions, and support long-term fundraising goals.

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Why Embracing Method Preferences Matters

Churches that respond to donor payment preferences signal they understand the needs of their congregation. When giving is simple, flexible, and transparent, donors are more likely to contribute regularly and generously.

The key to success is integrating these payment methods into a comprehensive fundraising strategy rather than treating them as isolated options. With Giveable, churches can streamline all donation types, engage donors meaningfully, and create sustainable support for ongoing ministry needs.

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A Few More Valuable Insights

Modern payment methods, from credit and debit cards to mobile wallets, ACH, cryptocurrency, and stock donations, are reshaping church giving. These preferences offer convenience for donors, cost savings for churches, and new opportunities for fundraising. By using Giveable, churches can manage these options effectively, enhance donor engagement, and maximize their fundraising potential.

Empower your church fundraising with Giveable today.